Who Pays for Title Insurance?

Monday, August 20th, 2018

To say title insurance can be a confusing concept is an understatement, especially for a first time home buyer. Although it is not required, a lack of title insurance can mean a lack of protection from claims against your ownership of the home, and therefore the risk of losing your insurance. So what is title […]

What Are My Closing Costs?

Monday, July 9th, 2018

There are a lot of terms and fees that a first time home buyer may not be all too familiar with, and closing costs are no exception. Without guidance, it can be difficult to navigate through your deal and understand what you’re paying for. To break it down, closing costs are the fees associated with […]

10 Tips for Creating an Energy Efficient Home

Tuesday, June 19th, 2018

There are countless benefits to creating an energy efficient home from the environmental stipulations to the overall financial benefits. Here are some helpful tips and suggestions for making sure your home is getting the best of both worlds. Replace your old(er) appliances Switching your refrigerator, washer/dryers, or dishwasher to a more energy efficient model, such […]

I Have An Accepted Offer-What’s Next?

Tuesday, June 19th, 2018

Your offer on your dream home has just been accepted and you’re getting ready to pop the champagne, but is it too soon to celebrate? Even though your offer has been accepted, the home buying process has just begun. Inspections are a big part of home buying. Home inspections and other types of revisions may […]

What Buyers Should Know

Wednesday, April 10th, 2013

When someone wants to buy a home, a lot of things come into play: What does the house look like? Will it be of the right size and right number of rooms for me and my family? Is it located in a good neighborhood? But eventually, it all boils down to one thing: NO ONE […]

UPCOMING FHA CHANGES TO MORTGAGE PREMIUM INSURANCE ON LOANS

Sunday, February 10th, 2013

Upcoming FHA Changes will reduce the amount of money that a borrower will qualify for. The table below Compliments of Vangie Villamil of VanDyk Mortgage, lays out the cost factors of what monies will cost you now and later when the changes take place. On a $275,000 loan the difference will be $22.12 a month […]