Who Pays for Title Insurance?

Monday, August 20th, 2018

To say title insurance can be a confusing concept is an understatement, especially for a first time home buyer. Although it is not required, a lack of title insurance can mean a lack of protection from claims against your ownership of the home, and therefore the risk of losing your insurance. So what is title […]

What Are My Closing Costs?

Monday, July 9th, 2018

There are a lot of terms and fees that a first time home buyer may not be all too familiar with, and closing costs are no exception. Without guidance, it can be difficult to navigate through your deal and understand what you’re paying for. To break it down, closing costs are the fees associated with […]

10 Tips for Creating an Energy Efficient Home

Tuesday, June 19th, 2018

There are countless benefits to creating an energy efficient home from the environmental stipulations to the overall financial benefits. Here are some helpful tips and suggestions for making sure your home is getting the best of both worlds. Replace your old(er) appliances Switching your refrigerator, washer/dryers, or dishwasher to a more energy efficient model, such […]

What Does That Status Letter Mean? “A”,”B”,”PS”,CS”

Sunday, November 22nd, 2015

A = Actively Available B = Back Up Offers Only PS = Pending Sale CS =  Closed Sale X = Expired from the Active Market T = Temporarily Off the Market A = Actively Available – Should be available for you to buy or bid on. Cases where this might not work out. Foreclosure agents rarely […]

ANOTHER Great Reason To Live In Southeast Florida – The Boat Parade!!

Sunday, February 16th, 2014

How many places in December can you enjoy a parade in 75-80 degree weather?   Parties Galore -Traffic increases as people and families rush to get a seat along the intercoastal waterway.     As a resident, if you do not own a home along the intercoastal there are plenty of restaurants to enjoy the […]

Truth for Sellers

Friday, April 12th, 2013

Many properties that are encumbered with a mortgage are still underwater. Whether you are one of these sellers or if you have the good fortune to not be under water, here is a short list of advice for sellers to suceed in selling their properties: • Prepare your home for an inspection. Make it as […]

What Buyers Should Know

Wednesday, April 10th, 2013

When someone wants to buy a home, a lot of things come into play: What does the house look like? Will it be of the right size and right number of rooms for me and my family? Is it located in a good neighborhood? But eventually, it all boils down to one thing: NO ONE […]

UPCOMING FHA CHANGES TO MORTGAGE PREMIUM INSURANCE ON LOANS

Sunday, February 10th, 2013

Upcoming FHA Changes will reduce the amount of money that a borrower will qualify for. The table below Compliments of Vangie Villamil of VanDyk Mortgage, lays out the cost factors of what monies will cost you now and later when the changes take place. On a $275,000 loan the difference will be $22.12 a month […]

Ten Most Forgotten Items During A Move

Tuesday, January 29th, 2013

I read lots of Blogs and always enjoy sharing the good ones on my site. This one by Karen Mordus of Re/MAX Associates-Bear (www.karenmordus.com) was well written. Personally I have cleaned some interesting things out of homes, after the sellers leave. I’m never surprised to find a forgotten Christmas tree in the attic, but was […]

I SEE Thanksgiving!

Tuesday, November 20th, 2012

Not I Feel It, I Smell it….Just that I see it!                                                                                                                                                   Translation – I’m not there (Yet?!?!) Last week after two back to back trips to Orlando – One to Walk on Fire At a Tony Robbins seminar (that was beyond exhilarating!)  Then three days later back there for the National Association of Realtors conference for 5 […]